I am a born and raised Ohioan, having graduated from The Ohio State University in 1993 and ultimately returning home to Westerville, where I live with my wife and three children. My time has gladly and willingly become their time, so whatever "free time" I might have is spent on my bike, running, or with friends and family. We've managed to carve a happy existence, and it would be my pleasure to help pay it forward to my clients in the form of a home purchase or refinance, spurring the American dream!