People LOVE First Ohio!

Read our reviews from across the web or leave your own review now.

Rachel Mazur

When we finally found the house that we wanted, we had a very narrow window to close on it. We called First Ohio and they were able to get us from application to close in less than two weeks.

Amy Corna

It was important for us to know that we were getting the best closing costs and the best rates there were. First Ohio was the company for us. They came back clearly and quickly about what they could do for us.

Exceptional! After briefly researching my refinance options, I decided to go with First Ohio Home Finance, which proved to be an excellent decision. I worked with Frank Dean, who was responsive, professional, and transparent throughout the process. Because of him, I understood my options and what was happening every step of the way. I can’t thank and recommend him enough.
Home Owner
“Stress free Refi!

The process was very quick yet everything was explained to us. The closing was on the day we were told it would be, and we are very happy with our new rate.”

Marvin, Home Owner
“We always look forward to working with First Ohio Home Finance, Inc. Clients that we refer to First Ohio feel like that they have received quality information and timely service. First Ohio Home Finance understands what it means to meet the contract deadlines outlined and takes the initiative to educate our clients about the process and what to expect.”
Rick Rano, Realtor
“First Ohio Home Finance has helped me with the purchase of two homes and a refinance in 2013 to the lowest rate I have seen on a 15 year mortgage. I couldn’t be happier with our experience from the initial meeting through closing. Kemp, Tony and John have been great resources I would recommend to anyone.”
Jason and Melissa Buehner
“I just wanted to drop you a quick note to thank you for all of your assistance in getting my loan completed.

My particular situation had some obstacles that you handled with both professionalism and care. You did not judge and helped walk me through the process making it less stressful and an overall pleasant experience. When other banking institutions were dismissing my inquiries, your willingness to step up and take the extra time needed to help get me approved is truly appreciated.

I will not hesitate to forward your information to anyone needing assistance with a home loan and you will be my first call for any future home loan needs I might have.

You were a pleasure to work with and I am truly grateful. ”

Debbra Warden
“The First Ohio Finance team has always provided excellent service to my clients, family and friends since I met Tony and John in 2002. I am always happy with the level of communication throughout the process. Several clients have been repeat customers (myself included) through new home purchases or refinancing. I feel confident referring anyone to First Ohio shopping for a loan, home purchase, mortgage refinance or access to equity in a home.”
Jason Buehner, Certified Financial Planner
“Dear First Ohio Operations Team,

I just want to say Thank You! I have now had the pleasure of dealing with other lenders on this new closing disclosure, and your office, by far, has been the best to work with and the most knowledgeable on how it works. It sure does make the whole process much easier!! I wish I could do all my closings with you. Thanks for making the difficult adjustment to the new processes so smooth.”

Jennifer Steffanni, Title Agent
Frank was fantastic, he was great to work with. Frank was very nice answered all my questions and always got back with me in a timely manner. He made my loan process very smooth. I would definitely recommend Frank and use him again.
Home Owner
“PERFECT! I seriously could not ask for a better process. This was amazing and I will tell everybody.”
Joanna, Home Purchaser
“First Ohio Home Finance Inc. continually assists our firm Andrew J. Swope & Associates and our employees on both a personal and professional level. Tony, John and Buck routinely advise us on current rates and refinancing options to enable us to better serve our clients. Over the past 20 years of doing business with First Ohio Home Finance, we have recommended them to countless numbers of our clients, as well as utilizing their services ourselves when refinancing a current mortgage and or purchasing a new home to ensure getting the best possible interest rate and term available.

We have found everyone at First Ohio Home Finance to be honest, professional and friendly real-estate partner. We are happy to recommend First Ohio Home Finance to our clients and friends for all their residential financing needs.”

Andrew J. Swope, CPA
“I just want to take a moment to truly thank you for helping us with our home loan. My husband and I have come so far in the past 5 years and owning a home together was always a goal and a dream. You made the process so convenient by being able to meet after hours and also by having someone on standby to re-print and rush correct paperwork at signing!! You were always available for a text or phone call through stressful times and you were just an overall joy to work with. Thank you so much for helping to make our family whole in our own place. ”
Catherine Lueckel
“My experience with First Ohio Home Finance could not have been better! My wife and I were looking to refinance our mortgage, and were a little reluctant after hearing how difficult it can be. But Tony and the staff at First Ohio worked along with us every step of the way to make sure the process was smooth and easy. I would definitely recommend First Ohio Home Finance to anyone looking to refinance their home.”
Tom and Joanna Rubadue
“My experience with First Ohio Home Finance was a very good one. I was able to purchase my first home with their help. When talking about my home buying experience with friends, I feel that my loan officer, Tammy Welser, was one of the best in the business. I would recommend them to anyone.”
Matt, Home Purchaser
“You have been great through this whole process. I know there were a few snags along the way, but you explained everything to me and made me feel comfortable. I am very glad that I elected to have you and your company for my mortgage for this home.

Thank you for all of your help!”

John, Home Purchaser
I was really scared to buy a new house; so much to take in! Todd Davis made the mortgage application process so easy and then continued to educate me every step of the way. He even came to my closing to cheer me over the finish line! The entire experience was seamless because Todd was on top of every detail from beginning to end! I have already told everyone I know how great the experience was with Todd and First Ohio. I cannot thank you enough. I appreciate every person at First Ohio who got me to the finish line!
Home Owner
“Thank you for making my refinance a painless process. I have never had such an easy and simple time of it.
Again, thanks so much for your help.”
Shannon Barr
“I just want to thank you for all you did in helping us get a home loan. First Ohio Home Finance did an amazing job from start to finish. Everyone was so patient, kind and always there when needed. This has been a wonderful experience and I will recommend you to anybody I know who is ever looking for a loan.

There just really aren’t any words to tell you how grateful Jeff and I are for First Ohio.”

Jeff and Cami Bowman

I wanted to thank you so much for how awesome you have been throughout this entire process. You have been so thorough and responsive, which has made this a really seamless process for everyone involved. I will recommend you 10 times over to friends that are buying a home. Do you also work on refinances?


“The closing went smoothly. Thank you for doing such a great job. You definitely made things easy on the lending end.”
Andrew Buckley – Star One Realtors
“From beginning to end your team has been absolutely wonderful … Rich was great to work with on the CD. This is the first CD I have done where we got it knocked out in no time at all. I wish more lenders were as helpful as the First Ohio Home Finance team has been! High five, great teamwork!”
Paula Routt – Title First Agency, Inc.
“I just wanted to thank you for helping us in our home buying process. You made this incredible easy for us and it could not have gone any smoother. We closed last night and are very much looking forward to starting our new lives together in our new home with the twins! Thank you again for everything and we will definitely be back in the future!”
Ambre Hurak
“Thank you, you have been great to work with keeping me informed throughout the loan process. I do hope to work with you again in the near future!”
Jennifer Martinez, Realtor
“Thank you for your guidance, completion, and quick turnaround with our refinance. It is always a pleasure working with you and we appreciate that you have our best interests in mind.”
Emily Larouere
“Thank you so much for all of your help along the way. Working in mortgage, I see mortgage horror stories too often. Jack and I couldn’t have asked for a more seamless process for our first home purchase. I will definitely recommend your business to anyone I know.”
Sophie, Home Owner

Last week a mutual client of ours, S. Vajinepalli bought his first home and said the process went great. I wanted to thank you so much for helping him out, it made us look good, everyone really look good and he seemed very happy.

If there is ever something I can do for your clients, please let me know. “

Matt M., Insurance Agent
“I have had the pleasure of working with First Ohio Home Finance on a couple of occasions over the past few years. I can’t say enough about their professionalism and attention to detail. I have since referred friends and family members to them for assistance with their home financing and they have all had the same experience. Any time I have any kind of mortgage needs, purchase or refinance, First Ohio will always be my first call.”
Sean Music
“First Ohio Home Finance has consistently done a great job for me and many of my clients on home purchases and refinancing. Without hesitation, they are my first recommendation for mortgage loan services.”
Kyle Stroh, Attorney
“We had less then perfect credit. And First Ohio was able to make the loan work, and get it approved, after other companies either failed or never tried. First Ohio is an awesome company to work with.”
David and Carla Cotton
“The staff of Sterling Land Title Agency, Inc. and I want to Thank You for the closing with David and Sarah Hendricks. It was a pleasure working with you and your staff which helped make it a smooth transaction. We hope that we can do many more closings together in the future.

Thank you so much.”

Norm, Sterling Land Title Agency
“Tammy Welser did an outstanding job helping my husband and I secure our home loan! We are now homeowners! We are so happy in our beautiful home. We couldn’t have chosen a more caring, compassionate, hardworking and dedicated person to work throughout the entire process. She worked so very hard for us; keeping us updated every step of the way. She was very professional and extremely knowledgeable. Tammy is the BEST!!!! Sincerely, Jennifer”
Jennifer, Home Purchaser