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WELCOME TO FIRST OHIO HOME FINANCE, INC.

Established in 1996, First Ohio Home Finance, Inc. is a highly revered mortgage company located in Westerville, Ohio. Today we offer several locations throughout Ohio, making it possible to better serve your needs. As we continue to grow, we want to maintain the small-town feel that our customers appreciate, but with the broad range of services and products that larger banks offer. At First Ohio Home Finance, Inc., You are not just another customer … you are our customer!

MORTGAGE CALCULATOR

monthly payment calculator

PEOPLE LOVE FIRST OHIO!

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Home Mortgage Testimonials

CUSTOMER TESTIMONIALS

See why our customers rate us as one of the best home finance companies to work with, hands down. For 20 years we’ve been helping our clients to fulfill their financial goals. Click below to see reviews from real customers.

Home Loan Types

PERSONALIZE SOLUTIONS

Which loan type is right for you?
Let us take the confusion out of the loan selection and application process.
– Conventional
(HARP, Fannie Mae, Freddie Mac)
– Government
(FHA, VA and USDA)

REQUEST MORE INFO

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FIRST OHIO BLOG

  • Homebuyers comparing FHA loan options, down payment, and mortgage rates

Is an FHA Loan Right For You? What to Know Before You Apply

September 10th, 2026|Comments Off on Is an FHA Loan Right For You? What to Know Before You Apply

A home purchase is one of the biggest financial decisions you'll ever make, and choosing the right mortgage is just as important as choosing the right home. While there are many loan options available, an [...]

Cómo elegir el prestamista hipotecario adecuado para sus necesidades

August 28th, 2026|Comments Off on Cómo elegir el prestamista hipotecario adecuado para sus necesidades

Comprar una casa es una de las decisiones financieras más importantes que tomará, y elegir el prestamista hipotecario adecuado es tan importante como elegir la propiedad correcta. Aunque las tasas de interés suelen recibir mucha [...]

What Credit Score Do You Need for a DSCR Loan?

August 27th, 2026|Comments Off on What Credit Score Do You Need for a DSCR Loan?

For many real estate investors, traditional mortgage qualification can be challenging. Self-employment income, multiple investment properties, or complex tax returns don't always fit neatly into conventional underwriting guidelines. That's one reason DSCR mortgages have become [...]