Let us help you find the BEST interest rate.

WELCOME TO FIRST OHIO HOME FINANCE, INC.

Established in 1996, First Ohio Home Finance, Inc. is a highly revered mortgage company located in Westerville, Ohio. Today we offer several locations throughout Ohio, making it possible to better serve your needs. As we continue to grow, we want to maintain the small-town feel that our customers appreciate, but with the broad range of services and products that larger banks offer. At First Ohio Home Finance, Inc., You are not just another customer … you are our customer!

MORTGAGE CALCULATOR

monthly payment calculator

PEOPLE LOVE FIRST OHIO!

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Home Mortgage Testimonials

CUSTOMER TESTIMONIALS

See why our customers rate us as one of the best home finance companies to work with, hands down. For 20 years we’ve been helping our clients to fulfill their financial goals. Click below to see reviews from real customers.

Home Loan Types

PERSONALIZE SOLUTIONS

Which loan type is right for you?
Let us take the confusion out of the loan selection and application process.
– Conventional
(HARP, Fannie Mae, Freddie Mac)
– Government
(FHA, VA and USDA)

REQUEST MORE INFO

Get in touch with one of our awesome lenders. Someone will respond to your request via email.

FIRST OHIO BLOG

  • Homebuyers exploring a property that may qualify for a USDA loan

Is a USDA Loan Right for You? What to Know Before You Apply

October 29th, 2026|Comments Off on Is a USDA Loan Right for You? What to Know Before You Apply

For eligible buyers looking to purchase a home in a qualifying rural or suburban area, a USDA loan could be worth considering. USDA loans are designed to make homeownership more accessible for eligible borrowers by [...]

  • Ohio Heroes program for eligible public-service professionals

The Ohio Heroes Homebuying Checklist: What to Do Before You Apply

October 15th, 2026|Comments Off on The Ohio Heroes Homebuying Checklist: What to Do Before You Apply

If you work in a qualifying public-service profession, the Ohio Heroes program could make buying a home more attainable by offering a discounted mortgage interest rate through the Ohio Housing Finance Agency (OHFA). But qualifying [...]