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WELCOME TO FIRST OHIO HOME FINANCE, INC.

Established in 1996, First Ohio Home Finance, Inc. is a highly revered mortgage company located in Westerville, Ohio. Today we offer several locations throughout Ohio, making it possible to better serve your needs. As we continue to grow, we want to maintain the small-town feel that our customers appreciate, but with the broad range of services and products that larger banks offer. At First Ohio Home Finance, Inc., You are not just another customer … you are our customer!

MORTGAGE CALCULATOR

PEOPLE LOVE FIRST OHIO!

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Home Mortgage Testimonials

CUSTOMER TESTIMONIALS

See why our customers rate us as one of the best home finance companies to work with, hands down. For 20 years we’ve been helping our clients to fulfill their financial goals. Click below to see reviews from real customers.

Home Loan Types

PERSONALIZE SOLUTIONS

Which loan type is right for you?
Let us take the confusion out of the loan selection and application process.
– Conventional
(HARP, Fannie Mae, Freddie Mac)
– Government
(FHA, VA and USDA)

REQUEST MORE INFO

Get in touch with one of our awesome lenders. Someone will respond to your request via email.

FIRST OHIO BLOG

Three Decades of Service: Celebrating 30 Years of First Ohio Home Finance

February 11th, 2026|Comments Off on Three Decades of Service: Celebrating 30 Years of First Ohio Home Finance

In 1996, First Ohio Home Finance, Inc. opened its doors with a simple mission: serve local homebuyers and homeowners with integrity, transparency, and efficiency. Thirty years later, that mission remains unchanged—but the impact has [...]

What Credit Scores Don’t Show: How Lenders Evaluate Overall Borrower Risk

January 29th, 2026|Comments Off on What Credit Scores Don’t Show: How Lenders Evaluate Overall Borrower Risk

When most borrowers think about qualifying for a mortgage, one number tends to dominate the conversation: their credit score. While credit scores are important, they are far from the full picture. In reality, lenders evaluate [...]

Refinancing After Major Life Changes: Divorce, Career Shifts, or Inheritance

January 15th, 2026|Comments Off on Refinancing After Major Life Changes: Divorce, Career Shifts, or Inheritance

Refinancing a mortgage is rarely just a numbers exercise. After a major life change, the process becomes even more nuanced. Divorce, a career shift, or receiving an inheritance can significantly alter your financial profile, [...]