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WELCOME TO FIRST OHIO HOME FINANCE, INC.

Established in 1996, First Ohio Home Finance, Inc. is a highly revered mortgage company located in Westerville, Ohio. Today we offer several locations throughout Ohio, making it possible to better serve your needs. As we continue to grow, we want to maintain the small-town feel that our customers appreciate, but with the broad range of services and products that larger banks offer. At First Ohio Home Finance, Inc., You are not just another customer … you are our customer!

MORTGAGE CALCULATOR

PEOPLE LOVE FIRST OHIO!

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Home Mortgage Testimonials

CUSTOMER TESTIMONIALS

See why our customers rate us as one of the best home finance companies to work with, hands down. For 20 years we’ve been helping our clients to fulfill their financial goals. Click below to see reviews from real customers.

Home Loan Types

PERSONALIZE SOLUTIONS

Which loan type is right for you?
Let us take the confusion out of the loan selection and application process.
– Conventional
(HARP, Fannie Mae, Freddie Mac)
– Government
(FHA, VA and USDA)

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Get in touch with one of our awesome lenders. Someone will respond to your request via email.

FIRST OHIO BLOG

Cómo la Generación Z Puede Construir Crédito Estratégicamente Antes de Solicitar una Hipoteca

March 12th, 2026|Comments Off on Cómo la Generación Z Puede Construir Crédito Estratégicamente Antes de Solicitar una Hipoteca

Para muchos compradores de la Generación Z, ser propietarios de una vivienda parece estar fuera de su alcance financiero. No necesariamente por falta de ingresos, sino por la incertidumbre en torno al crédito. La realidad [...]

How Gen-Z Can Build Credit Strategically Before Applying for a Mortgage

February 26th, 2026|Comments Off on How Gen-Z Can Build Credit Strategically Before Applying for a Mortgage

For many Gen-Z buyers, homeownership feels financially out of reach. Not because of income, but because of uncertainty around credit. The truth is that mortgage approval is heavily influenced by your credit profile, and the [...]

Three Decades of Service: Celebrating 30 Years of First Ohio Home Finance

February 11th, 2026|Comments Off on Three Decades of Service: Celebrating 30 Years of First Ohio Home Finance

In 1996, First Ohio Home Finance, Inc. opened its doors with a simple mission: serve local homebuyers and homeowners with integrity, transparency, and efficiency. Thirty years later, that mission remains unchanged—but the impact has [...]