First Ohio Blog

First Ohio Blog2023-02-21T18:49:22-04:00

Is a DSCR Loan the Right Choice for Your Real Estate Investment Strategy?

For real estate investors looking to expand their portfolio without the strict income verification requirements of traditional loans, a Debt Service Coverage Ratio (DSCR) loan can be an attractive option. But is it the right choice for your investment strategy? Let’s explore how DSCR loans work, their benefits, whether they align with your financial goals, and why First Ohio Home [...]

Comprendiendo los Préstamos DSCR: La Inversión Inmobiliaria Simplificada

Cuando se trata de obtener financiamiento para inversiones inmobiliarias, los préstamos basados en la Razón de Cobertura del Servicio de Deuda (DSCR, por sus siglas en inglés) se han convertido en una opción popular. Diseñados pensando en los inversionistas inmobiliarios, estos préstamos ofrecen flexibilidad y se enfocan en el flujo de efectivo en lugar de los ingresos personales. En este [...]

Understanding DSCR Loans: Real Estate Investing Simplified

When it comes to securing financing for real estate investments, Debt-Service Coverage Ratio (DSCR) loans have become a popular choice. Designed with property investors in mind, DSCR loans offer flexibility and focus on cash flow rather than personal income. Let's explore what DSCR loans are, how they work, and why they might be the perfect solution for your next [...]

7 Tips to Get the Best Rate on Your Refinance

Refinancing your mortgage can be a smart move to lower your monthly payments, shorten your loan term, or tap into your home’s equity. However, securing the best interest rate is key to maximizing your savings. Follow these tips to ensure you’re getting the most competitive rate on your refinance. Check Your Credit Score Your credit score plays a significant [...]

2025 Housing Market Predictions: What Buyers and Sellers Need to Know

As we step into 2025, the housing market is on the minds of prospective buyers, sellers, and industry experts alike. Following a few tumultuous years shaped by fluctuating interest rates, a dynamic economic environment, and shifting housing preferences, the question remains: what’s next for the real estate market? Let’s explore the key trends and predictions shaping the housing landscape in [...]

Tips for Buying and Selling a Home During the Holidays

The holiday season is a unique time of year for real estate. While many people focus on celebrations and family gatherings, others see it as an opportunity to buy or sell a home. Whether you’re listing your property or hunting for your dream house, the holiday season comes with its own set of challenges and advantages. Here are some tips [...]