First Ohio Blog2021-09-28T16:49:12+00:00

Is the Future of Real Estate in Bitcoin?

By now, odds are you’ve heard of the boom in cryptocurrencies—decentralized currencies such as Bitcoin that are popular with the web-savvy crowd. Since Bitcoin’s debut over a decade ago, cryptos have been gaining in popularity as an alternative means of commerce and investment.Are cryptocurrencies the future of finance? Could you purchase your next home using Bitcoin? Only time will tell. [...]

January 13th, 2022|

What’s in Store for the Home Market in 2022?

Thanks in part to record-low interest rates, 2021 was a challenging year for would-be homebuyers. Lenders providing cheap money for home purchases naturally led to a real estate gold rush, creating a cutthroat seller’s market. With little available inventory, average home prices increased dramatically, and many buyers were simply priced out. Will these unprecedented trends continue into 2022? Thing could [...]

December 30th, 2021|

Special Mortgage Rates for Teachers

Teachers are responsible for shaping the future through the education and encouragement they provide to our young people. All of us can probably remember a time when a teacher made an impact in our lives. For everything they do, educators deserve our unending thanks—not to mention a special rate on their home loan! Teachers are among the public servants who [...]

December 16th, 2021|

5 Tips for an Eco-Friendly Home

Doing something nice for the environment is always a good choice, but in many cases being eco-friendly can save you serious money. When it comes to leading an environmentally sound way of life, there’s no better place to start than at home. Here are five tips to help convert your home into an eco-friendly (and wallet-friendly) space. Reduce, Reuse… The [...]

November 24th, 2021|

Is Another Housing Bubble Coming?

                      With the rapid increase of average home prices across the nation in recent months, it’s easy to wonder if we’re living through yet another housing bubble. Still, our current situation bears little resemblance to the speculation-driven bubble that fueled the 2008 financial crisis. Let’s answer a few key questions [...]

November 18th, 2021|

A Special Loan Program for Those Who Serve

If you’re a first responder, member of the US armed services, a teacher, or work in public service in another form, you could qualify for a special rate on your home loan. The Ohio Housing Finance Agency's (OHFA) Ohio Heroes program rewards Ohio residents who serve the public with a discounted mortgage interest rate. To qualify for a discounted rate [...]

October 28th, 2021|

Tips to Prepare Your Home for Autumn

Football is on TV, the leaves are changing, and pumpkin-spiced beverages are flowing freely. Fall is here again, and with it comes challenges for maintaining your home. Follow these tips to be sure your house is ready for everything autumn will throw at it. De-Gunk Your Gutters Falling leaves are the natural enemies of your home’s gutters and downspouts. Clogged, [...]

September 16th, 2021|

3 Questions to Ask Before Refinancing Your Home

From obtaining a better interest rate to shortening the overall term of your loan, there are many reasons why people may choose to refinance a mortgage. Like any major financial decision, this is not something to be taken lightly. Could refinancing your current mortgage be a good move for you? Here are three questions to consider. What are my Short-Term [...]

August 25th, 2021|

The Ultimate Moving Checklist

Like many major life events, moving tends to be a stressful process. Though there are bound to be some unforeseen hurdles, thorough planning ahead of time should greatly reduce your potential for headaches and ensure that your move goes as smoothly as possible. Use this handy pre-move checklist to set yourself up for moving success. 8 Weeks Out from the [...]

August 12th, 2021|

Financial Tips to Consider Before Buying a Home

            Buying a home can be intimidating, especially in today’s highly competitive market. Needless to say, the first step to making any major purchase is getting your financial situation is in order. Still, many homebuyers get in over their heads by ignoring important financial considerations. With a little preparation, you can avoid unnecessary headaches and [...]

July 29th, 2021|