First Ohio Blog

First Ohio Blog2023-02-21T18:49:22-04:00

Tiny House, Big Loan Questions: Financing Alternative Homes

The dream of homeownership is evolving. For many, it's no longer about sprawling square footage or suburban cul-de-sacs—it's about simplicity, sustainability, and flexibility. Enter the tiny home movement: compact, cleverly designed living spaces that prioritize lifestyle over layout. But while downsizing your space may shrink your carbon footprint and your utility bills, it doesn't necessarily shrink the financial complexity. Financing [...]

Consejos para Compradores de Vivienda de la Generación Z: Comienza tu Viaje hacia ser Propietario de la Mejor Manera

Si formas parte de la Generación Z—nacidos entre mediados de los 90 y principios de la década de 2010—estás ingresando al mercado inmobiliario en un momento tanto emocionante como desafiante. Las altas tasas de interés, la competencia en el mercado y el aumento de los precios pueden parecer obstáculos importantes, pero con el enfoque y el apoyo adecuados, comprar tu [...]

Tips for Gen Z Homebuyers: Starting Your Homeownership Journey Right

If you're part of Gen Z—born between the mid-1990s and early 2010s—you’re entering the housing market at a time that’s both exciting and challenging. High interest rates, competitive markets, and rising home prices may seem like big hurdles, but with the right approach and support, buying your first home is absolutely within reach. At First Ohio Home Finance, we’re here [...]

Do I Qualify for Down Payment Assistance?

Buying a home is one of the most significant and exciting milestones in life. But for many aspiring homeowners, saving for a down payment is a major challenge. If you're feeling discouraged by the upfront costs, you're definitely not alone. Fortunately, there's good news: you might be eligible for down payment assistance programs that can make homeownership much more attainable. [...]

Los Beneficios de Refinanciar Esta Primavera

La primavera es una época de renovación, lo que la convierte en la temporada perfecta para revisar sus finanzas. Si es propietario de una vivienda, refinanciar su hipoteca esta primavera podría ser una decisión financiera inteligente. Ya sea que desee reducir su pago mensual, acortar el plazo de su préstamo o acceder al valor acumulado de su vivienda, el mercado [...]

The Benefits of Refinancing This Spring

Spring is a time of renewal, making it the perfect season to take a fresh look at your finances. If you're a homeowner, refinancing your mortgage this spring could be a smart financial move. Whether you're looking to lower your monthly payment, shorten your loan term, or tap into home equity, the spring market often provides unique opportunities to maximize [...]