First Ohio Blog2021-09-28T16:49:12+00:00

Is PMI worth it? Costs and Benefits of Mortgage Insurance

Many homebuyers are already familiar with Private Mortgage Insurance (PMI). PMI is a type of insurance on your home loan that is usually put in place when the borrower does not put 20% of the home’s value down at the time of purchase. PMI can also apply when refinancing, if the borrower has not yet accrued 20% of the home’s [...]

September 16th, 2022|

Create a Home Kitchen Fit for a Chef

From social media clips to cooking competition shows, there’s no limit to the inspiration you can find for your own culinary journey. You don’t have to be a Michelin-star chef to whip up some 5-star culinary creations in your own home. Use these tips to make your kitchen the envy of the pros get the most of your home cooking. [...]

August 24th, 2022|

What to Look for in a Neighborhood

Purchasing a home is a major investment. Before committing to a house, it is important to make sure your new neighborhood has everything you’re looking for and is a good fit with your way of life. Here are five things to consider when deciding if your potential neighborhood is right for your needs. Transportation Many commuters rely on public transit [...]

August 11th, 2022|

5 Tips for the Ultimate Home Theater

A home theater gives you and your family to access the magic of the movies at any time. Whether you’re a major cinephile or just looking for a way to enjoy the latest streaming release, a home theater can add hours of enjoyment to your downtime. It’s also an incredible way to add potential value to your home. Use the [...]

July 18th, 2022|

5 Helpful Calculators for Potential Homebuyers

Acquiring a mortgage or refinancing can be a complicated process. Understanding the numerous financial factors that go into these transactions can be a major hurdle for the average homebuyer.  Luckily, First Ohio Home Finance offers mortgage calculators and other online tools to help you reach your financial goals. Keep reading to learn more about our calculator tools that can assist [...]

July 14th, 2022|

4 Tips for a Pet-Friendly Home

Pets can bring immeasurable joy into your home and your life. Like any member of the family, it’s important to cultivate a space that feels safe, comfortable, and livable for your pet. With just a few small adjustments you can turn your home into the pet-friendly paradise of your furry friend’s dreams. Whatever kind of pet you have, use these [...]

June 23rd, 2022|

How to Avoid Title Problems When Buying a Home

A title search is a relatively simple action you can take to help uncover problems with a property before you buy. Though this is commonly done by the title company during the escrow process, there’s no reason you can’t do your own title search ahead of time. If you can handle a simple records request, you can easily handle the [...]

June 8th, 2022|

Upgrades to Boost the Value of Your Home

Your home is one of the biggest investments you will make in your life. Whether you’re eyeing a future sale or simply want to make the most of your purchase, well-selected upgrades can add huge value to your home. But not all upgrades are made equal. Here are 5 of the best options to make the most of your time [...]

May 26th, 2022|

Important Information about Home Inspections

If you’ve ever bought or sold a home, chances are you’ve taken part in a home inspection. This common practice is one of the many steps in the homebuying process and can have a major impact on the sale price of the home. Depending on what it reveals, the home inspection might even be the make-or-break moment in the sale. [...]

May 12th, 2022|

Can Rising Gas Prices Effect the Housing Market?

Thanks to inflation, rising home values, and pandemic-related supply chain factors, consumers have gotten used to paying more for many of the goods and services we all need to get by. This increase in pricing hits especially hard at the gas pump. With the price of gasoline rising steadily nationwide, many households are feeling the crunch. Though we all know [...]

April 28th, 2022|