First Ohio Home Finance, Inc. is a trusted member of the mortgage banking community, serving the lending needs of home buyers, real estate professionals and homeowners since 1996.
First Ohio Home Finance is your local hometown financial broker—our services extend beyond simply helping you purchase or refinance a home. We strive to be the go-to source for all of our customers’ home finance needs. From unmatched service and support to the best loan products available in our area, we are confident that our team will provide you and your family with an exceptional experience for you next home loan. Areas of service include:
Purchase and Refinancing of Your Mortgage:
At First Ohio, we understand that purchasing or refinancing a home can be a stressful process. That’s why our team of experienced mortgage bankers is here to guide you through every step of the way. Whether you’re looking to buy your first home or refinance an existing mortgage, we offer a range of competitive loan options tailored to fit your specific needs and goals.
If you have questions about saving for a downpayment, qualifying for a loan, or acquiring the best possible interest rate, we have the resources to assist in your homebuying journey. Try our free online tools designed to cover some of the most common considerations when applying for a mortgage and take the guesswork out of calculating your home finances.
Title (i.e., Divorce, Probate):
Dealing with legal issues such as divorce or probate can be overwhelming, and the last thing you want to worry about is the status of your mortgage. That’s why our team of experts is here to help you navigate the complexities of these situations and ensure that your mortgage is taken care of. We’ll work closely with you and your legal team to ensure that everything is handled smoothly and efficiently. Don’t let personal legal problems negatively impact the equity you have worked hard to establish in your home. Trust the experienced team at Frist Ohio to guide you through these difficult situations with the personal care, attention, and responsiveness that you deserve.
Home Buying Resources:
Looking to buy a home? Our local team of licensed mortgage bankers will walk you through every step of the home purchase process. We directly help in securing your financing for your dream home, and will help you to understand what comes next, and every step until the process is complete and you move into your new home. We also help you take advantage of any special loan products or programs that you may qualify for to ensure you receive the best possible outcome for your unique situation. From savings for first-time buyers to special rates for first responders, our team has the expertise to help you make the most of your financial resources.
Rehab Loans (FHA 203K):
Are you looking to purchase a fixer-upper or renovate your current home? Our FHA 203K rehab loans are designed to help you do just that. FHA loans are insured by HUD and are eligible for purchasing, refinancing and home repairs. These loans are an attractive option for buyers with low-to-average credit scores, or for anyone looking to renovate a home. With flexible financing options and expert guidance from our team, you can turn your dream home into a reality. We’ll work with you to understand your renovation goals and help you choose the right equity loan option for your unique situation.
Annual Analysis of Your Mortgage:
Your mortgage is a significant investment, and it’s essential to make sure it’s working for you. That’s why we provide each of our clients with an annual analysis of their mortgage to help identify potential savings opportunities or other ways to optimize a mortgage. This process can help you establish the best time to refinance your mortgage, which can potentially save you thousands of dollars while modifying terms that better suit your unique financial needs. Our team of experts will review your mortgage and provide personalized recommendations to help you achieve your financial goals.
Services for Spanish-speaking Communities:
¡Hablamos español! Navigating the complexities of the mortgage world can be challenging, and we believe that communication should never be a barrier to achieving your homeownership dreams. That’s why we are proud to announce that we have a dedicated team of Spanish-speaking professionals on staff to cater to the needs of our Spanish-speaking clients.
Whether you are a first-time buyer or a longtime homeowner, our team is committed to ensuring that you feel confident and well-informed throughout your mortgage journey. We believe in building strong relationships with our clients, and offering language support is just one of the ways we strive to make your experience with us exceptional. Contact us today to speak with one of our knowledgeable Spanish-speaking professionals and discover how First Ohio Home Finance can help you achieve your homeownership goals.
The mortgage experts at First Ohio Home Finance are ready to assist with all your home finance needs. Visit our contact page to start your journey today!
