5 Common Refinance Mistakes to Avoid
Refinancing your mortgage can be a smart financial move, whether you’re aiming to lower your interest rate, reduce your monthly payments, or tap into your home’s equity for a major goal. However, refinancing is not a one-size-fits-all solution, and without a thoughtful approach, it can end up costing you more than it saves. From loan terms to credit considerations, [...]
Which Renovations Add the Most Value to Your Home?
Whether you’re preparing to sell your home or simply want to improve your living space, choosing the right renovations can make all the difference. Some upgrades not only enhance comfort and style but also offer a strong return on investment, boosting your home's resale value. Here are tips for renovation projects that consistently add value to your home according to [...]
Falling Leaves, Rising Value: How Seasonal Home Improvements Can Boost Your Appraisal
As the leaves begin to turn and the crisp air sets in, fall is more than just a beautiful season—it’s also an ideal time to add value to your home. Whether you’re planning to refinance, sell in the near future, or simply want to increase your property’s worth, certain autumn projects can make a significant difference when it comes [...]
Free Tools to Answer Your Top Mortgage Questions
Buying a home is one of the biggest financial decisions you’ll ever make, and it’s natural to have plenty of questions along the way. From understanding what you can afford to estimating your monthly payments, getting clear answers upfront can make the process feel less overwhelming. At First Ohio Home Finance, we’re here to make those answers easy to find [...]
Back-to-School, Back to House Hunting: Why Late Summer Is a Great Time to Buy
As summer winds down and families settle back into school routines, the housing market often sees a unique shift. While many buyers rush to purchase homes in the spring and early summer, late summer can actually be one of the best times to buy. With fewer crowds at open houses and a calmer pace in the market, this season provides [...]
Should I Refinance My Mortgage This Summer? What Homeowners Need to Know
With the warmer months in full swing, many homeowners are wondering if now is the right time to refinance. Summer often brings a more active housing market, a boost in property values, and potential opportunities for favorable lending conditions. But whether or not refinancing makes sense for you depends on your specific financial situation, your long-term goals, and the current [...]
