Rachelle Smith
Sr. Mortgage Banker
NMLS ID #:
1569896
Rachelle Smith, Senior Mortgage Banker at First Ohio Home Finance, pairs seasoned lending expertise with clear, steady guidance so borrowers feel informed at every step. They take time to understand each client’s goals and build a financing plan that fits—explaining options in plain language and outlining what to expect from application through underwriting and closing.
Whether it’s a first home purchase, a rate-term refinance, cash-out to fund a project, or a move-up property, Rachelle is known for proactive communication, on-time follow-through, and practical problem-solving. Files stay organized, questions get answered quickly, and milestones are met without surprises.
Backed by First Ohio’s trusted reputation, broad program lineup, and local market knowledge, Rachelle can match borrowers with competitive solutions and a service experience that feels personal—not generic. Colleagues and clients value their calm approach, attention to detail, and commitment to doing what’s right for the borrower.
For Rachelle, a closing isn’t the finish line; it’s the start of an ongoing relationship. Their work reflects First Ohio Home Finance’s core values—professionalism, integrity, and putting people first—so each client can move forward with confidence.
Whether it’s a first home purchase, a rate-term refinance, cash-out to fund a project, or a move-up property, Rachelle is known for proactive communication, on-time follow-through, and practical problem-solving. Files stay organized, questions get answered quickly, and milestones are met without surprises.
Backed by First Ohio’s trusted reputation, broad program lineup, and local market knowledge, Rachelle can match borrowers with competitive solutions and a service experience that feels personal—not generic. Colleagues and clients value their calm approach, attention to detail, and commitment to doing what’s right for the borrower.
For Rachelle, a closing isn’t the finish line; it’s the start of an ongoing relationship. Their work reflects First Ohio Home Finance’s core values—professionalism, integrity, and putting people first—so each client can move forward with confidence.
