24 11, 2021

5 Tips for an Eco-Friendly Home

2021-11-24T13:36:53+00:00November 24th, 2021|Tips & Advice|

Doing something nice for the environment is always a good choice, but in many cases being eco-friendly can save you serious money. When it comes to leading an environmentally sound way of life, there’s no better place to start than at home.

Here are five tips to help convert your home into an eco-friendly (and wallet-friendly) space.

Reduce, Reuse…

The easiest way to go green is something you’re probably already doing. Recycling can be a gateway to a green lifestyle! Be sure to double check which items do and do not belong in the blue bin and do your part to keep recyclables out of the landfill.

Compost

Once your recycling game is strong, the next logical step could be composting. While some municipalities offer organized recycling programs, all you really need to get started is a designated bin or out of the way space in the yard. Most home improvement centers offer ready-built compost bins, making it easier than ever to convert old produce and other organic waste into rich, loamy soil.

Invest in Energy Efficient Technology

Those old appliances could be costing you more than you think. Technological advances have made refrigerators, washing machines, dishwashers, televisions, and other common household devices more energy-efficient than ever. Investing in new technology for your home now could lead to big savings on your energy bill and make a big difference for the environment. Just be sure to recycle your old appliances properly when you’re finished with them.

Turn it Off

In addition to adopting more eco-friendly devices, it’s important to remember to switch appliances and tech off when not in use. Even when turned off, devices could still be drawing power. Keep your powered items plugged into a power strip and turn it off at the source until you’re ready to use them […]

18 11, 2021

Is Another Housing Bubble Coming?

2022-06-01T13:53:01+00:00November 18th, 2021|Buying a home|

 

 

 

 

 

 

 

 

 

 

 

With the rapid increase of average home prices across the nation in recent months, it’s easy to wonder if we’re living through yet another housing bubble. Still, our current situation bears little resemblance to the speculation-driven bubble that fueled the 2008 financial crisis. Let’s answer a few key questions regarding the recent spike in US home prices to better understand the current housing boom.

What’s causing housing prices to skyrocket?

Simply put, scarcity is the number one factor fueling the rampant increase in home prices. The National Association of Realtors’ (NAR) report that there were just 1.1 million existing homes available for sale in the U.S. in September of 2021. That’s the lowest inventory seen since at least 1982.

Will the housing market crash again?

Unfortunately for first-time buyers, inventory of available homes shows no sign of picking up any time soon. While this means we’re probably safe from any crash in home prices, it will also make things difficult for those who have yet to purchase a home. One way to avoid shakeups in the market is to secure a fixed rate loan. Use our simple calculator to discover what your monthly fixed rate loan payment could be.

Is there any hope for first-time buyers?

Don’t despair, would-be homebuyers. The pace of new construction is picking up to help remedy low inventory of existing homes. Though it could take time, supply will eventually rise closer to the level of demand. Now is the perfect time for patient house hunters to begin saving toward entering one of the strongest housing markets we’ve ever experienced.

The current demand in America’s housing market is here to stay—at least for a while. Though you might think a mortgage is out of the question in your current situation, options could still be available […]