Monthly Archives: March 2019

Deciding when to buy a home is all based on personal preference and the best timing for you. However, there are certain times of the year that it is better to buy or sell, like early spring. Below are some pros and cons to buying and shopping for a home in the spring rather than other times of the year.

More Houses Go on the Market

When early April comes around, many property listings start popping up. The main reason for this is that homes tend to look better in the spring. With blooming flowers, green grass, and fresh landscaping makes a house more attractive rather than being covered in snow. Sellers and buyers alike become more motivated when the market is active. On the other hand, with more properties available, means more competition. If you find a home you love, get the buying process started sooner rather than later or it could be gone.

Spring is a Better Time to Move a Family

Without a doubt, moving your family at any time of the year can be stressful. But the plus side of finding a home in early spring and closing right before or a little after school gets out, you won’t have the stress of coordinating how kids will get to and from school or missing out on other end of the school year activities. Also, moving into your new home during the summer will give you time to get settled in before the school year starts so you can start planning your new routine early.

You Might Have Some Extra Money in Your Pocket

By the time early spring rolls around, you’ve likely paid off Christmas bills and got a nice tax refund. Having a little bit of extra […]

It’s tax refund season! If you are one of many that received a tax refund check, you are probably thinking of ways to spend this new found cash. While you may be dreaming of booking a beach vacation, there are some ways to better spend this money that you’ll thank yourself for in the long run. We’ve put together a list of smart ways to spend your tax refund this year.

Pay Off Credit Card Debt

Lowering your debt means you’ll pay less in interest charges every month, leaving you with smaller payments. Getting rid of all your high-interest debt is a smart goal that can help you reach long-term goals like increasing your credit score.

Build Up Your Emergency Fund

You never know when your heating and cooling system will go out or when an appliance will need to be repaired. It’s a good idea to set some of your tax refund money aside for when these things do happen so you don’t have to put the costs on a credit card.

Make Home Improvements

If you’re thinking about selling your home in the near future, use your refund to get a head start on home improvements. Adding a fresh coat of paint or making upgrades to appliances can help increase the value of your home when you list your home.

Save For a Down Payment

If one of your goals is to stop renting and buy a home, you’ll need to save up for closing costs and a down payment on the mortgage. An ample tax refund can give you a nice start on the road towards owning a home. Use this fund as motivation to contribute a little more to this fund each month. By the time […]