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Mortgage Pre-Approval Frequently Asked Questions

What is mortgage pre-approval? To be pre-approved for a mortgage means that a lender has looked at your credit and financial history and determined that you would be eligible for a mortgage. A pre-approval generally is a written statement from a lender stating that a borrower would qualify for a certain loan amount. Most pre-approval letters are good for 60 [...]

April 24th, 2017|

Refinancing: Is It Right For You?

It is no question that mortgage rates are still low right now, the real question is how long are they going to stay like this? Well unfortunately there is no exact answer for this but rates are looking to increase by this year. So would this be the right time for you to refinance? Let’s start with the basics. What [...]

April 13th, 2017|

Tips for buying a home this Spring

It is not a secret that spring is a great time to put your home on the market. Prospective homebuyers can look at homes and condos without having to worry about trudging through snow or bad weather. Plus families search for homes during this time so they can move in the summer without disrupting the school year. A seller’s market [...]

March 27th, 2017|

First Ohio Home Finance Welcomes 2 new Employees!

  First Ohio Home Finance welcomes two new employees to the Uniontown office. On the left, Ryan Hollendonner has been in the mortgage industry for over 10 years. He strives on earning the trust of his customers through outstanding customer service and satisfaction. He offers a complete line-up of mortgage products, including FHA, VA, Conventional and USDA, at very competitive [...]

March 23rd, 2017|

Use your tax Refund to Purchase/Finance a Home

Use your tax Refund to Purchase/Finance a Home It is tax season which also means refund season! Tax refunds help people either become homeowners or make an extra mortgage payment or two. For first time homeowners, one of the biggest obstacles is coming up with the down payment. So, there is no better time to qualify for a new home [...]

March 7th, 2017|

Being a Homeowner During tax Season

Tax season is upon us! Whether you already own a home or are looking to buy in the near future this is important information. For being a homeowner, there are many deductions you could receive when filing your taxes. Let’s check out a few: Mortgage Interest. When buying a home the interest payments can be pretty expensive but there is [...]

February 14th, 2017|

Columbus Mortgage Bankers Inaugural Banquet 2017

On Saturday, January 28th, the Columbus Mortgage Bankers Association held their Inaugural Banquet. The event is a way to recognize the industry leaders and induct the new board members of the Columbus Mortgage Bankers Association into their current positions. At the event, our associates Steve Beskid, Matt Berardi and Shelley Young were recognized as top producing Loan Officers in Central, [...]

February 6th, 2017|

Mistakes to Avoid for First-time home buyers

Buying your first home is a huge milestone! You should be extremely proud of yourself for getting to that point in life. The process may seem overwhelming at some points but here at First Ohio Home Finance we want to make it easier for you. Let’s take a look at common mistakes made by first-time homebuyers and figure out how [...]

January 23rd, 2017|Tags: , , , |

Buying in 2017: Be Prepared

Are you planning to buy a home in 2017? If so, you have probably already taken a couple steps to prepare. If you haven’t, that is okay too! We are going to discuss a few things that you can be doing now to get ready to buy a home. There is plenty to do to keep busy! Check your credit [...]

December 15th, 2016|

Should you take your home off the Market for the Holidays?

When selling a home, we often think to only sell during the spring and summer months because that is when the most people are often looking. Even though winter and the holidays are not often thought of as the popular time to be selling a home, that does not mean that you should take your home off the market either. [...]

December 2nd, 2016|