First Ohio Blog

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Starter Homes: Pros and Cons

  Earlier generations often bought start homes initially and then would move into larger homes are their families and income grew. Now, coming up with a large down payment is a struggle for many. This results in renting and saving up for a down payment for a few years. There is also the option of buying a starter home and [...]

June 13th, 2017|

Building Credit 101

In order to purchase most of the larger things in life such as a house or a car, you need to have a good credit score in order to be approved for the loan to buy it. If you are a recent grad or a young professional, you may not have had any opportunity to build up credit thus far, [...]

June 5th, 2017|

Moving Tips

Moving is stressful, there is no other way around it unfortunately. If you are planning to buy a home sometime in the next couple months, you have probably started packing up or thinking about the logistics of moving. If you have done your fair share of moving, then you have probably experienced a moving nightmare or two. With the right [...]

May 25th, 2017|

First Ohio Platinum Sponsor for Build-A-Bike

First Ohio Home Finance is proud to announce that we were a Platinum Level Sponsor for Columbus Mortgage Bankers Association's 3rd Annual Build-A-Bike event! Here at First Ohio, we truly enjoyed being involved in the community and look forward to helping others. We were able to build 32 bikes for the Boys & Girls Club here in Central Ohio. Overall it was [...]

May 4th, 2017|Tags: , , , , |

Mortgage Pre-Approval Frequently Asked Questions

What is mortgage pre-approval? To be pre-approved for a mortgage means that a lender has looked at your credit and financial history and determined that you would be eligible for a mortgage. A pre-approval generally is a written statement from a lender stating that a borrower would qualify for a certain loan amount. Most pre-approval letters are good for 60 [...]

April 24th, 2017|

Refinancing: Is It Right For You?

It is no question that mortgage rates are still low right now, the real question is how long are they going to stay like this? Well unfortunately there is no exact answer for this but rates are looking to increase by this year. So would this be the right time for you to refinance? Let’s start with the basics. What [...]

April 13th, 2017|

Tips for buying a home this Spring

It is not a secret that spring is a great time to put your home on the market. Prospective homebuyers can look at homes and condos without having to worry about trudging through snow or bad weather. Plus families search for homes during this time so they can move in the summer without disrupting the school year. A seller’s market [...]

March 27th, 2017|

First Ohio Home Finance Welcomes 2 new Employees!

  First Ohio Home Finance welcomes two new employees to the Uniontown office. On the left, Ryan Hollendonner has been in the mortgage industry for over 10 years. He strives on earning the trust of his customers through outstanding customer service and satisfaction. He offers a complete line-up of mortgage products, including FHA, VA, Conventional and USDA, at very competitive [...]

March 23rd, 2017|

Use your tax Refund to Purchase/Finance a Home

Use your tax Refund to Purchase/Finance a Home It is tax season which also means refund season! Tax refunds help people either become homeowners or make an extra mortgage payment or two. For first time homeowners, one of the biggest obstacles is coming up with the down payment. So, there is no better time to qualify for a new home [...]

March 7th, 2017|

Being a Homeowner During tax Season

Tax season is upon us! Whether you already own a home or are looking to buy in the near future this is important information. For being a homeowner, there are many deductions you could receive when filing your taxes. Let’s check out a few: Mortgage Interest. When buying a home the interest payments can be pretty expensive but there is [...]

February 14th, 2017|