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Are you considering refinancing your mortgage? While mortgage rates are expected to rise a little this year, they are still historically low compared to the trend over the last few decades. So, if you are thinking about refinancing, you can still get a great deal! There are several reasons why refinancing might be right for you. Usually, people refinance their home for [...]
Loan officers and real estate agents are key players in the home buying process. Real estate agents may from time to time get a cash buyer, but in most instances buyers are taking out loans, which requires a loan officer’s help. Long-term relationships with referrals from real estate agents help loans officer keep volume up, which means it is important [...]
First Ohio Home Finance is excited to welcome Brandon Cooper to our home office! Brandon is joining the team as a Senior Mortgage Banker. He graduated from The Ohio State University and received a bachelor’s degree in business finance with a specialization in Real estate. He has worked in the mortgage business since 2010 specializing in all products (specifically FHA, [...]
First Ohio Home Finance is thrilled to welcome Lee Talley to our Central, Ohio office. He is joining the team as a Senior Mortgage Banker. Lee was born and raised here in the heart of America; Ohio. He has personally lived or owned properties in northern, southern and southeast Ohio. He is certainly no stranger to the multiple services provided [...]
If you are a homeowner or even make payments on your car loan then you have probably been approached about an option to refinance your loan. Refinancing is simply financing your home or automobile again at different loan terms, usually at a lower interest rate. For most homeowners, this is a good idea if rates drop significantly lower than what they [...]
Homeownership is an immensely exciting process and lifetime achievement. Whether you live in one or two houses during your life or bounce around to five or six, you are likely to experience the following stages of homeownership. We want to help our first-time buyers know what to experience in each phase. Buying Your First Home You have packed up your [...]