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Why you should buy a home this Fall

Everyone loves fall. The leaves are changing, the temperatures start dropping, football season, pumpkin flavored everything, are some of the reasons why fall is so lovable. One of the other awesome things about fall is the housing market slows down, which is good news for buyers. There are a couple reasons why fall is a good time for home buyers, [...]

September 22nd, 2016|Tags: , , , , |

Tips for Pet Owners when purchasing a home

If you have any pets you would probably agree, they are part of the family. You couldn’t imagine your life without them, so your new home is no exception. It is important to think about a few things when you are buying a home as a pet owner because let’s face it they might be spending more time in the home [...]

September 2nd, 2016|Tags: |

4 Things to pay Attention to while Shopping for a Mortgage

The children are heading back to school which means summer is winding down. The busy home buying season is coming to an end, which is great for buyers. When the busy season winds down it means less competition and can allow you to take your time looking for a mortgage and a home. Let’s discuss four things you need to [...]

August 18th, 2016|

Things Every Home Buyer Should Pay Attention to This Time of Year

There are many things for the buyer to take into consideration when purchasing a home especially during the summer months when the market seems to be favoring sellers over buyers. Every buyer will have things that are especially important to them but might not be a top priority for others. Let’s take a look at what every buyer can agree [...]

August 5th, 2016|

Everything you need to know about Escrow

What is Escrow? Recently first time home buyers have joked about either not knowing what Escrow is or being thrilled with themselves for finally learning about it. It is your lucky day, if you are unfamiliar with escrow; you are going to learn now. If you don’t remember anything from this article, remember the concept of the impartial third party [...]

July 22nd, 2016|

Home Inspection vs. Home Appraisal

Some future home buyers may be confused about the difference between a home inspection and a home appraisal. While they sound like they are the same thing, they are very different in reality. The two serve different purposes. A home inspection is optional; while an appraisal is required by a mortgage lender. An appraiser is more concerned with the value [...]

Jumbo Loans 101

Since this is a 101 about jumbo loans and when you should use one, let’s start with the basics. A jumbo loan can also be referred to as a non-conforming mortgage. This is a loan that does not conform to the guidelines of Frannie Mae and Freddie Mac. Created by Congress in 1938 and 1970 respectively, Frannie Mae and Freddie [...]

Smart Moves for First-Time Home Buyers

First-time home buyers, are you ready to buy? It is a seller’s market right now so we are here to prepare you with tips before entering the market. Your biggest challenge is that you are probably bringing less cash to the table, which makes it harder to compete with more season buyers. What YOU do have is flexibility-you’re not counting [...]

June 17th, 2016|Tags: , , , |

Mortgage Rates Update

Unfortunately May brought a disappointing jobs report for the U.S. and a speech by the Federal Reserve Chair Janet Yellen that seemed to take a June rate hike by the Fed’s rate-setting committee off the table, for now. This created a worrisome week for the U.S economy which led to lower rates for home loans. Here is where the mortgage [...]

June 10th, 2016|

Buying a Home with Student Loans

  The housing market has been waiting for millennials to settle down and start buying homes instead of renting or remaining in their parent’s home for a few years now. If you ask any millennials, many of them will say these decisions are being prolonged due to the amount of student debt haunting them. The average Class of 2016 graduate [...]

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