Secret #9: Keep Your Money Where It Is Three to six months before buying a new home, it’s not wise to make any huge purchases or move your money. You don’t want to take any big chances with your credit profile. You want lenders to see you as reliable and you will need a paper trail to get the best [...]
The challenge of buying a home for the first time can seem intimidating, it can be enticing to just buy the first house in your price range or continue to rent. To help with the process and get the most out of your purchase, here are some tips to consider before you buy, what to expect from the buying process [...]
Now is the perfect time to “warm up” for the house hunt so you can be ready in the new year. The prep work is basically the same wherever you are looking. Check your credit score The higher the score the better. FICO scores typically range from 300 to 850. If your score is 740 or above, you’ll get the [...]
Usually spring and summer are the prime seasons for anyone house hunting or selling. It is more common to shop when the weather is nice. However, there are very compelling reasons for going shopping for a house and moving in the winter as well. Here are some advantages that show the benefits from house hunting in the winter. Fewer buyers [...]
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Are you considering refinancing your mortgage? While mortgage rates are expected to rise a little this year, they are still historically low compared to the trend over the last few decades. So, if you are thinking about refinancing, you can still get a great deal! There are several reasons why refinancing might be right for you. Usually, people refinance their home for [...]
Loan officers and real estate agents are key players in the home buying process. Real estate agents may from time to time get a cash buyer, but in most instances buyers are taking out loans, which requires a loan officer’s help. Long-term relationships with referrals from real estate agents help loans officer keep volume up, which means it is important [...]