First Ohio Blog

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Welcome Lee Talley to the Central, Ohio Office!

First Ohio Home Finance is thrilled to welcome Lee Talley to our Central, Ohio office. He is joining the team as a Senior Mortgage Banker. Lee was born and raised here in the heart of America; Ohio. He has personally lived or owned properties in northern, southern and southeast Ohio. He is certainly no stranger to the multiple services provided [...]

August 2nd, 2017|Tags: , , , , |

Refinancing Qualifications

If you are a homeowner or even make payments on your car loan then you have probably been approached about an option to refinance your loan. Refinancing is simply financing your home or automobile again at different loan terms, usually at a lower interest rate. For most homeowners, this is a good idea if rates drop significantly lower than what they [...]

The Phases of Home Ownership

Homeownership is an immensely exciting process and lifetime achievement. Whether you live in one or two houses during your life or bounce around to five or six, you are likely to experience the following stages of homeownership. We want to help our first-time buyers know what to experience in each phase. Buying Your First Home You have packed up your [...]

July 12th, 2017|

Starter Homes: Pros and Cons

  Earlier generations often bought start homes initially and then would move into larger homes are their families and income grew. Now, coming up with a large down payment is a struggle for many. This results in renting and saving up for a down payment for a few years. There is also the option of buying a starter home and [...]

June 13th, 2017|

Building Credit 101

In order to purchase most of the larger things in life such as a house or a car, you need to have a good credit score in order to be approved for the loan to buy it. If you are a recent grad or a young professional, you may not have had any opportunity to build up credit thus far, [...]

June 5th, 2017|

Moving Tips

Moving is stressful, there is no other way around it unfortunately. If you are planning to buy a home sometime in the next couple months, you have probably started packing up or thinking about the logistics of moving. If you have done your fair share of moving, then you have probably experienced a moving nightmare or two. With the right [...]

May 25th, 2017|

First Ohio Platinum Sponsor for Build-A-Bike

First Ohio Home Finance is proud to announce that we were a Platinum Level Sponsor for Columbus Mortgage Bankers Association's 3rd Annual Build-A-Bike event! Here at First Ohio, we truly enjoyed being involved in the community and look forward to helping others. We were able to build 32 bikes for the Boys & Girls Club here in Central Ohio. Overall it was [...]

May 4th, 2017|Tags: , , , , |

Mortgage Pre-Approval Frequently Asked Questions

What is mortgage pre-approval? To be pre-approved for a mortgage means that a lender has looked at your credit and financial history and determined that you would be eligible for a mortgage. A pre-approval generally is a written statement from a lender stating that a borrower would qualify for a certain loan amount. Most pre-approval letters are good for 60 [...]

April 24th, 2017|

Refinancing: Is It Right For You?

It is no question that mortgage rates are still low right now, the real question is how long are they going to stay like this? Well unfortunately there is no exact answer for this but rates are looking to increase by this year. So would this be the right time for you to refinance? Let’s start with the basics. What [...]

April 13th, 2017|

Tips for buying a home this Spring

It is not a secret that spring is a great time to put your home on the market. Prospective homebuyers can look at homes and condos without having to worry about trudging through snow or bad weather. Plus families search for homes during this time so they can move in the summer without disrupting the school year. A seller’s market [...]

March 27th, 2017|
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