Monthly Archives: June 2021

//June
24 06, 2021

Building Good Financial Habits

June 24th, 2021|Home Finances|

 

 

 

 

 

 

Cultivating good financial habits is essential to achieving your goals in life. Whether you’re a first-time homebuyer, adding a second home, or working toward another major purchase, creating a plan and sticking to it will help you reach the finish line. Here are just a few tips to get you started in maintaining strong habits that will see you through any phase of your financial journey.

Basic Budgeting

It sounds simple but learning to create a budget is the cornerstone of any financial plan. Add together the total of all your monthly expenses in an itemized list and use this to see where you can afford to make cuts. A few small sacrifices each month can grow into major gains toward your greater financial goals.

Know the Score

When was the last time you checked your credit score? A strong score will be necessary to secure any major loan, but to improve your rating you first must know where you stand. Many banking apps provide your credit score free of charge, and there are a number of websites that offer similar services. Get an up-to-date picture of your credit and begin taking steps to improve or maintain your score.

Cut the Card

Credit cards can be a valuable aid to help build credit, but they can also introduce temptation to overspend. Use cash for purchases whenever possible and save credit cards for manageable purchases and rare emergencies. With the high interest rates offered by most cards, that random spending spree just isn’t worth it.

Plan for the Future

Having a goal in mind for a given timeframe will help you stay accountable to your financial plan. Set goals for five, ten, or 15 years in the future and take the small steps needed to reach them. Saving with a specific […]

10 06, 2021

Pool Safety Tips for Homeowners

June 10th, 2021|Tips & Advice|

 

 

 

 

 

 

 

 

A pool or spa can be a great way to add value and enjoyment to your home. With summer on the way, let’s take a moment to go over some simple measures you can take to ensure your friends and family enjoy the pool in a fun and safe manner.

Keep the Kids Safe

Never leave a child unattended near an open pool for any amount of time. Be sure to enroll your children in swim lessons and teach them basic water safety tips. Remind kids to keep clear of all drains present in a pool or spa. If a child is still a little shaky on their swimming abilities, equip them with a suitable floatation device before letting them into the pool or spa.

Cover Up

Keep the proper lockable covers in place for all pools and spas on your property while not in use. Likewise, be sure that all drains in your spa or pool are protected by the recommended drain covers.

Fence it In

A proper security fence around your yard or pool area can help eliminate the risk of any unwanted visitors (human or animal) having an accident in your spa or pool. A good security system with an alarm will take your safety to the next level.

Know CPR

In the event of an emergency, knowing how to perform CPR can be a literal life saver. Check with your local health department to learn how to obtain CPR certification for use on both children and adults.

Don’t Forget the SPF

Fun in the sun is the stuff summer memories are made of—just don’t forget to take care of your skin. Avoid the risk of developing skin cancer by regularly applying a waterproof SPF sunscreen. Remember to reapply as needed and stick to the shade when possible.

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