Monthly Archives: July 2019

//July
25 07, 2019

Loan Officer Spotlight: Mark Atanasoff

July 25th, 2019|Blog|

Mark Atanasoff First Ohio

At First Ohio Home Finance, we know that choosing a lender is an important, personal decision. Our team of loan officers are skilled in providing personalized mortgage solutions while providing 5 star service to our customers. We want to give you the opportunity to get to know our amazing team! Next up is Mark Atanasoff. Mark has recently joined the First Home Home Finance team, but has been a loan officer for the past 20 years. Here’s a little snapshot from our interview with Mark for this week’s Loan Officer Spotlight.

Q: What inspired you to become a mortgage loan officer?

A: The opportunity to guide borrowers through the lending process to make it as smooth and simple as possible.

Q: What is your favorite part about being a loan officer?

A: Receiving thank you’s from my clients and referral partners for a job well done.

Q: What interests you about the mortgage business/industry?

A: It’s ever-evolving and it requires a loan officer to continue to learn so it keeps me engaged and focused.

Q: How do you ensure excellent customer service for your clients?

A: I review the loan information for all clients on a daily basis and communicate as much as is needed so the process is as streamlined as possible.

Q: Tell about a success story when working with a past client

A: Recently a client was referred to me who had a lot of debt and this couple had very low credit scores. We consolidated their debt and improved their credit scores dramatically. Within a year they were able to sell that home and buy a bigger home for their growing family.

Q: What is your advice to first time homebuyers?

A: Make speaking […]

22 07, 2019

Ways To Avoid Delays Before Closing on Your New Home

July 22nd, 2019|Tips & Advice|

Closing on your new home is usually a very exciting time for most people, that is unless there is an issue along the way that causes a delay in the process. This is when the stress usually kicks in. Most of the time when buyers and sellers agree on a closing date it is done in good faith, meaning that they both are trusting one another to come through on the day of. When you go to set a closing date with the seller there are some steps you can take to ensure that the process goes smoothly and doesn’t get delayed.

Keep Your Lender Updated

We cannot stress this one enough. As a buyer it is very important to check up with your lender on a regular basis. With all of the paperwork that goes into the mortgage process sometimes certain pieces of information are needed multiple times and if your lender cannot get a hold of you, it can delay the process. If you are asked for any follow-up documentation get it to your lender right away. Even a missed signature on one paper will delay the closing. The worst case scenario is if you have a rate lock and a delay occurs then you could lose your rate and be forced to lock in at a higher rate.

Have Your Realtor Keep an Eye out for Any Problems

Once the contingent property is under contract, your agent should be checking in with both you and the sellers at least once a week, if not more. A good agent will know what you need to be on the lookout for as far as an surprises or changes that could occur. If your agent does notice a problem he or she will likely […]

16 07, 2019

Managing Your Personal Finances

July 16th, 2019|Tips & Advice|

At First Ohio Home Finance, we help prospective and existing homebuyers learn about ways to save money for a home and tips for responsibly handling monthly personal finances. Having a grasp of your personal finances is extremely important in every aspect of your life whether you are buying a home, car, or just applying for a small loan. Perhaps owning your first home is in the near future, but you need to figure out your monthly finances are to find out how much house you can afford. Whether you’re a first time homebuyer or have owned a home in the past, at First Ohio Home Finance, we help you understand the importance of responsibly managing your finances.

Track Monthly Spending

Today, it’s much more common for people to swipe their debit or credit card rather than paying for everything with cash. While using a card is much more convenient, many people do not know what they actually spend on food, clothing, and entertainment. Many people do not monitor their daily spending, but instead log on to their accounts a few times a month and that is when they usually notice how much was actually spent. Getting into a habit of monitoring your daily spending will help you stay within a set budget. There are many great tools out there that you can sync with your accounts and it will help you set up budgets and monitor spending habits to learn areas where to need to cut back or improve. 

Make Your Payments on Time

Life can get crazy and it’s easy to forget to pay a bill. Some late fees can be pretty expensive. Avoiding these costly mistakes will keep more money in your pocket. Putting reminders on your calendar or setting up auto […]

8 07, 2019

Loan Officer Spotlight: Jeff Smith

July 8th, 2019|Blog|

Choosing a lender is the first decision in the homebuying process. It’s important to weigh your options when choosing a lender to decide what works best for you. At First Ohio Home Finance, our team of loan officers are skilled in providing personalized mortgage solutions while providing 5 star service to our customers. We want to give you the opportunity to get to know our amazing team! Jeff Smith is featured in this loan Officer Spotlight. Jeff has been a loan officer for the past 12 years. Here’s a little snapshot from our interview with Jeff for this week’s Loan Officer Spotlight.

Q: What inspired you to become a mortgage loan officer?

A: Helping people purchase the home they have been looking for or putting them in the best possible financial position.

Q: What is your favorite part about being a loan officer?

A: Helping people understand the financing process and making it as easy as possible.

Q: What interests you about the mortgage business/industry?

A: The constant change in programs and knowing the best way to help our customers.

Q: How do you ensure excellent customer service for your clients?

A: By being available to them at all times and explaining the process well so there are no surprises.

Q: What is your advice to first-time homebuyers?

A: To start early and make sure you have everything ready to go months before you decide to purchase a home.

Q: How would people describe you?

A: Friendly and helpful.

Q: What’s your favorite quote?

A: Get busy living or get busy dying.

Q: What do you like to do when you’re not working?

A: I enjoy working on my home and cooking out with my family.

Q: What are […]

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